1. Agreement to Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you and FederalAppliance ("we," "us," or "our"). By accessing or using federalappliance.com, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the site.
2. Services Provided
FederalAppliance is not a lender, loan broker, or financial institution. We are a marketing lead generator. We do not make credit decisions or originate loans. Our service connects users with a network of independent third-party lenders.
No Guarantees: Submission of your information does not guarantee that you will be connected with a lender or approved for a loan.
3. User Representations
By submitting a request on our site, you represent and warrant that:
- You are at least 18 years of age.
- You are a legal resident of the United States.
- All information you provide is true, accurate, and complete.
- You are currently employed by the Federal Government or USPS (if required by the specific loan product).
4. Consent to Contact (E-SIGN Act)
By submitting your contact information, you expressly consent to receive communications from us and our third-party lender partners via telephone, SMS/text message, email, or direct mail, even if your number is listed on a Do-Not-Call registry.
5. Disclaimer of Warranties
This site and our services are provided on an "as is" and "as available" basis without warranties of any kind.
We make no representations regarding the availability of loans, the specific terms offered by lenders (including APR or repayment periods), or the implications of accepting a loan.
6. Limitation of Liability
In no event shall FederalAppliance be liable for any direct, indirect, incidental, or consequential damages arising out of your use of the site or your relationship with any third-party lender. Any dispute regarding a loan product must be resolved directly with the lender who provided it.
7. Contact Information
If you have questions regarding these Terms, please contact us at:
FederalAppliance
100 Crescent Court, 7th Floor
Dallas, TX 75201
info@federalappliance.com